Mida Recovery

MidaRecovery is built for managing written-off loans and non-performing portfolios through ethical, data-driven recovery processes—across contact centers, field teams, and centralized reporting.

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The Problem It Solves

Managing non-performing loans is a skill that is tailored to portfolio variables like days overdue, product type, target audience, lending location, etc. Yet many lenders rely on fragmented systems and manual processes, leading to reactive recovery efforts, limited visibility, and weak accountability.

MidaRecovery removes this operational complexity. It centralizes recovery strategy management, coordinates contact center and field operations, and provides real-time visibility into every recovery action.

Mida Recovery: contact center operations, field engagement, and successful NPL recovery

Key Capabilities

Recovery Strategy Management

Design and execute recovery strategies tailored to portfolio segments, delinquency stages, and channel mix—aligned to your risk and compliance policies.

Tele-collection via Ultra-Modern Contact Center

A professional, multilingual contact center supported by data and operational insights.

Field Recovery Team Operations

Coordinate and track field recovery agents with structured workflows and accountability.

NPL Tracking & Reporting

Full visibility into non-performing loan performance, recovery progress, and outcomes.

Accountability & Ethical Processes

Ensure all recovery activities follow ethical guidelines that protect customer dignity and lender reputation.

Who It’s For

Built for lenders managing written-off and non-performing portfolios. Oversee teams, improve reporting, and drive ethical, effective recovery.

  • Field Recovery Teams
  • NPL Management Units
  • Collections Operations
  • External Recovery Partners (DCAs)
Recovery operations team in a modern call center with data dashboards
Diagram: Mida Omni connects contact center and field recovery to NPL tracking and reporting

How It Fits

We leverage MidaOmni to enhance recovery operations. All recoveries flow directly to the lender’s central data source, ensuring all loan performance information is up-to-date and complete.

By operating as part of the broader Mida platform, MidaRecovery ensures that recovery is not an isolated function, but a structured extension of the lending lifecycle, maintaining visibility, accountability, and operational control from origination to resolution.

Frequently Asked Questions

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1. How does Mida improve recovery rates for NPLs and written-off loans?
Mida combines digital collections with a data-driven contact center and nationwide field recovery agents to locate customers and recover outstanding repayments faster and more effectively.
2. What makes Mida’s contact center ‘Ultra-modern’?
Mida’s contact center leverages a very experienced multilingual team working with a rich network of data and insights, that allows it to manage calls efficiently nationally and internationally, providing a personalized experience to improve recovery success.
3. How does the MidaX help in recovery efforts?
MidaX is an advanced digital skip tracing tool that our professional field agents use to locate customers who have moved away from their last known address, enhancing our ability to recover outstanding debts.
4. What is Mida’s approach to ethical collections and recovery?
Mida places a strong emphasis on ethical collections, ensuring that all recovery activities are conducted with the utmost respect for customers and protecting your reputation throughout the process.
5. Does Mida offer recovery services nationwide?
Mida can collect debt both locally and internationally via its contact center team. Our team of skilled field agents are focused on Nigeria.
6. Can I explore Mida’s recovery solutions before making a commitment?
Absolutely! You can request a demo from our team by clicking on the ‘Request a demo’ button or explore Mida’s recovery solutions on your own through our self-service option by clicking on ‘Get started.’